Branch Manager NMLS #: 420723
3700 Lake City Highway
Warsaw, IN 46580
Michelle knows that buying or refinancing a home is the biggest financial decision of her clients’ lives. That’s why she makes a point of consulting with her clients throughout the entire loan process, so they are well educated and active participants in the transaction.
She has an extensive background in all facets of mortgage lending and assisting her clients with many different needs, whether they are a homebuyer looking to purchase a new home or current homeowners looking to benefit from refinancing. Her expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
Michelle also makes a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so she can serve as an informed advocate for her clients.
Her focus is on not merely getting clients a loan, but finding the best loan for them.
OVM Financial Team is now Powered by AnnieMac Home Mortgage!
New Name. More Loan Options. Same Great Service.
Are you a first-time home buyer? That fact alone might get your best offers ignored by homeowners, but just because you’re starting from scratch doesn’t mean you should give up on the home of your dreams – and that’s where this program evens the odds! At AnnieMac Home Mortgage, we want you to have a fair shot at owning a home your family will love. That's why we've partnered with AnnieMac Private Equity Cash2Keys to provide access to two groundbreaking programs that give both new and existing homeowners a smooth, stress-free path to your ideal homes.
A conventional home loan is a mortgage that is not insured by the federal government, so their terms are more flexible than USDA, FHA or VA loans. Offering low interest rates, they’re a great fit for customers with good credit and financial stability who can afford a down payment.
An FHA loan is a mortgage designed for low-to-moderate-income borrowers. Insured by the Federal Housing Administration, FHA loans require a lower minimum down payments and credit scores than many conventional loans.
Created by President Franklin Delano Roosevelt as part of the original Servicemen’s Readjustment Act of 1944, VA loans help create homeownership for service members who sacrifice so much for their country, yet don’t have a fair chance to establish a credit rating because of their service.
The United States Department of Agriculture developed this mortgage option to improve the economy and quality of life in rural America by encouraging the purchasing of rural land. USDA loans are issued through the USDA Rural Development Guaranteed Housing Loan Program, and you might be surprised how feasible it is to qualify for one beyond what most would consider “farmland”.
Do you have a minute to discover if now is the right time for you to buy a new home or refinance your current mortgage? There’s no need to guess. Instead, take our simple 60-second quiz and find out for yourself!
If you are considering the idea of buying a home or refinancing your existing one, would you like to see what your monthly payments might look like? Our easy-to-use calculators can give you a glimpse into your future.
Introducing The Education Center
Are you a first-time homebuyer and not sure where to start with the homebuying process? Or are you a current homeowner interested in buying a new home, refinancing an existing mortgage, or looking to finance a second home? You have come to the right place! We understand how stressful homebuying and homeownership can be. That is why we have created an education center filled with information and tips to help you better understand the mortgage process from start to finish.
We Provide More
From blogs to guides and access to our mobile app, you'll always be armed with the knowledge you need to stay well-informed about your loan.
Our mission is to provide you with industry-leading customer service each and every day. Reach out to us, even after your loan is signed, sealed and delivered!
Mortgage loans come in many varieties, just like our customers. That's why we offer a wide assortment of products with unique benefits, terms, and requirements.
AnnieMac Home Mortgage is committed to supporting the communities in which we serve. Click here to learn more about our mission to give back.